EST. 2016A VIRTUAL SHOWROOM BY SHIHAB KP CHAPTER · MONEY KOTTAKKAL · KERALA

Finance & EMI

Drive Now. Pay Easy.

Pre-owned car loans starting at 9.5% interest. Use our calculator below to plan your monthly EMI in seconds.

EMI Calculator

Slide the values to see your monthly payment

₹ 32,238 Monthly EMI
₹ 4,34,300 Total Interest
₹ 19,34,300 Total Payable
Apply for Loan

Loan Partners

Tie-Ups With India's Leading Banks

Pre-approved tie-ups mean faster decisions, better rates, and zero running around for you.

HDFC Bank

Up to 80% financing on used cars. Doorstep documentation, approval in 24 hours.

ICICI Bank

Competitive rates from 9.5% p.a. Tenure up to 7 years for cars under 5 years old.

Axis Bank

Pre-approved offers for existing customers. Minimal paperwork, instant in-principle approval.

Kotak Mahindra

Specialist in luxury used-car financing. Higher loan-to-value for premium models.

Federal Bank

Kerala's preferred bank. Local branch support, flexible repayment options.

Mahindra Finance

NBFC option for those with limited credit history. Higher approval rate, slightly higher interest.

How It Works

Loan Approved in 4 Steps

1

Pick Your Car

Choose from our verified inventory or any car you've shortlisted elsewhere.

2

Share Documents

PAN, Aadhaar, last 3 months' salary slips or ITR. We submit on your behalf.

3

Get Approved

In-principle approval within 24 hours. Final sanction in 2–3 working days.

4

Drive Home

RC transfer + insurance done by us. Keys in hand, EMI starts the next month.

Required Documents

What You'll Need to Submit

📄

Identity Proof

Aadhaar Card, PAN Card, Passport, or Voter ID — any one government-issued photo ID.

🏠

Address Proof

Aadhaar, utility bill (within 3 months), rental agreement or passport.

💼

Income Proof

Last 3 months' salary slips + 6 months' bank statements. For self-employed: 2 years' ITR.

📷

Photographs

2 recent passport-sized photos. We can click them at the showroom if needed.