Help Centre
Everything you wanted to know about buying, selling, financing and exchanging at Kottakkal Cars.
Yes — every car you see on our inventory page is physically with us or with the owner under our exclusive listing. We update stock in real time. If a car gets sold, it's removed within hours.
Absolutely. Visit the showroom and we'll arrange a test drive on the same day. For outstation buyers, we also offer detailed video walkthroughs and odometer / VIN verification on call.
Yes. Every car comes with our 150-point inspection covering engine, transmission, brakes, suspension, electricals, body, interior and accident history. Reports are shared via WhatsApp before purchase.
Instead of inflating car prices, we charge a flat 1% facilitation fee on the deal value. So if you buy a car for ₹10 lakh, our fee is ₹10,000. Transparent, fair, no hidden margins.
Yes — RC transfer, NOC (if inter-state), insurance renewal and pollution certificate. All bundled in. You only sign the papers, we handle the RTO runs.
Yes. We deliver anywhere in Kerala — usually free within Malappuram, Kozhikode, Thrissur districts; nominal delivery charges for other locations. Outside Kerala on request.
We base it on real market data: year, model, kilometers, condition, accident history, demand for that model in Kerala, and recent comparable sales. You get a fair, defensible price — not a lowball.
Most cars sell within 2–3 weeks of listing. Premium models in good condition sometimes go in 3–7 days. Less popular models can take 4–6 weeks.
Preferred but not mandatory. We can do remote inspection via video for the initial valuation, then bring the car in only when serious buyers want a test drive. Or we offer pickup service for showroom listing.
Payment is made directly by the buyer — usually via NEFT/RTGS or banker's cheque — once paperwork is signed. We coordinate the entire handover, you walk away with funds in your account the same day.
Common scenario, no problem. We'll coordinate with your bank to clear the loan from sale proceeds, get the NOC and hypothecation removal done, then transfer the balance to you.
Currently between 9.5% and 12.5% per annum depending on the car's age, your credit score and the lender. Try our EMI calculator for an exact estimate.
Banks typically finance 70–85% of the car's value. So 15–30% down payment depending on the car's age and condition. Higher down payment = lower EMI = lower total interest paid.
Yes. We'll value your existing car and adjust it against the price of the new one. You only pay the difference (or finance it). The whole exchange usually closes in a single visit.
Yes — it uses the standard reducing-balance EMI formula that all Indian banks use. Final figures may vary slightly based on processing fees, GST and any negotiated rate changes.
Kottakkal, Malappuram District, Kerala. Easy access from Kozhikode, Thrissur and Palakkad. Exact directions shared on the Contact page.
Open all 7 days, 9 AM to 8 PM. Closed only on Eid and a few major holidays. WhatsApp queries answered even after hours, usually within an hour.
No. We specialise exclusively in pre-owned cars — that focus is what lets us be the best at it. For new car bookings we can refer you to trusted dealer contacts.
For most cars we include a 3-month engine and transmission warranty. Extended warranty packages (6 or 12 months, full powertrain) are available for an additional fee.
The founder. An automotive consultant, ex-President of BNI Diamonds and JCI Kottakkal. Read his full story on the About page.
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